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随着人寿保险业的快速发展,人寿保险患者要求修改病史的现象也日益增多。其要求修改病史的原因包括对保险公司隐瞒病史、未充分了解保险条款、规避条款设法获得理赔等,医疗机构应当加强对患者宣传教育及医务人员法制教育、施行病史确认签名制度和制订特殊情况应对预案等予以应对。既满足了患者的需求,又有效地防范了医疗纠纷的发生。
With the rapid development of life insurance industry, there is an increasing number of life insurance patient requests to change the medical history. Reasons to change medical history include hiding medical history from insurers, not fully understanding insurance clauses, avoiding clauses and seeking compensation for claims, etc. Medical institutions should step up publicity and education of patients and legal education for medical personnel, sign the medical history confirmation signature, and formulate special situations Plan to deal with. Not only to meet the needs of patients, but also effectively prevent the occurrence of medical disputes.