某信用社贷款若干给李某、张某和赵某三人开办火锅店。合同约定一年还清本息。后来因他们三人经营无方,开业仅半年即被迫停止。李、赵两人外出长期不归;张某则另开办了一个小吃店,生意兴隆,收益可观。 贷款到期后,信用社找张某归还贷款,张却说:“贷的款全部赔到火锅店去了。 A number of loans to a credit cooperatives Lee, Zhang and Zhao opened three hot pot shop. The contract agreed to pay off principal and interest in one year. Later, they were forced to stop operating only for three months because of their three-man operation. Lee and Zhao both go out long-term no return; Zhang also opened a snack bar, the business is booming, considerable benefits. After the loan expires, the credit cooperatives to find Zhang loan repayment, Zhang said: "The loans are all lost to the hot pot shop go.