中小企业融资难一直是个普遍问题,只不过在今年,《劳动合同法》的推行和原材料涨价导致的成本压力、银根紧缩,资本市场不景气所致的借贷资源稀缺甚至美国的“次贷”危机以及全球经济速度放缓导致的出口需求减少等因素,来得过于集中。多重力量的叠加,使得中小企业内外部融资准的矛盾比历年都要尖锐得多,大批中小企业因资金链断裂而倒闭,还有不少企业岌岌可危。 SME financing difficulties have always been a common problem. Only this year, the “Labor Contract Law” and the cost pressures caused by rising raw material prices, the tight monetary tightening and the scarcity of borrowing resources due to the downturn in the capital market, even the U.S. subprime mortgage loan "Crisis and the global economic slowdown caused by the reduction in export demand and other factors, too concentrated. The superposition of multiple forces has made SMEs’ quasi-contradictions both internal and external more acute than in previous years. A large number of small and medium-sized enterprises have collapsed due to the collapse of the capital chain. Many enterprises are in danger of becoming precarious.