论文部分内容阅读
农业风险作为系统风险,具有多样性、季节性和地域性特点,四川省资中县的农业保险体系极具代表性,其在经营过程中反映出来的不足也是很多试点地区都存在的。文章从资中县农业保险体系、制度概况入手,分析了现行农业保险体系中存在的主要问题,给出建立差异化的半强制性农业保险制度、建立有效的风险分散机制等建议,认为政策性农业保险制度对防灾减灾、灾后经济补偿、促进农民收入持续较快增长具有重要的意义。
As a systematic risk, agricultural risk is characterized by its diversity, seasonality and geographical features. The agricultural insurance system in Zizhong County, Sichuan Province is very representative. The deficiencies reflected in its operation are also found in many pilot areas. This paper starts with the general situation of agricultural insurance system and system in Zizhong County, analyzes the main problems existing in current agricultural insurance system, gives some suggestions such as establishing a differentiated semi-compulsory agricultural insurance system and establishing an effective risk dispersion mechanism, The insurance system is of great significance to disaster prevention and reduction, post-disaster economic compensation and sustained and rapid growth of peasants’ income.