中小企业是我国国民经济中的重要组成部分,在一定程度上,中小企业的活跃程度标志着一个国家或地区市场经济活力的大小。正因为这样,世界上发展较为成功的国家无不对中小企业给予高度的重视。文章分析了中小企业融资难的原因,提出了解决我国中小企业融资困难的根本出路。 Small and medium-sized enterprises are an important part of our national economy. To a certain extent, the degree of activity of small and medium-sized enterprises marks the size of the economic vitality of a country or region. It is precisely for this reason that all countries that have enjoyed more success in the world place great importance on SMEs. This article analyzes the reasons for the difficulty of SME financing and puts forward the fundamental solution to the financing difficulties of SMEs in our country.