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住房保障是一个国家社会保障制度的重要方面。国外住房保障制度的发展经验,对我国住房保障制度的完善具有重要意义。通过对美国、英国、德国、新加坡住房保障制度及相关政策异同点的比较,总结出我国应借鉴的经验包括明确住房保障目标、完善相关法律法规、完善多层次的住房保障体系、完善住房保障的金融支持体系以及平衡商品房市场与保障性住房的关系。
Housing security is an important aspect of a national social security system. The development experience of foreign housing security system is of great significance to the improvement of China’s housing security system. Through the comparison of the similarities and differences of the housing security systems in the United States, Britain, Germany and Singapore, it is concluded that the experiences our country should draw lessons from include clarifying the goal of housing security, perfecting relevant laws and regulations, improving the multi-level housing security system and improving housing security Financial support system and balance the relationship between commercial housing market and affordable housing.