我国改革开放二十年了，二十年来，祖国的面貌，人们的物质生活、精神生活的变化有目共睹，很难用几句话来概括。现在还缺点什么呢？我是从事财政金融教学的，基于职业的偏好，仅指出两点：一是政府缺财力；二是社会公众缺信用。这是名副其实的一孔之见。一、政府缺乏财力... Twenty years have passed since the reform and opening up in our country. Over the past two decades, the appearance of the motherland, the material and spiritual life of people have seen changes. It is difficult to sum it up in a few words. What are the shortcomings now? I am engaged in teaching financial finance, based on professional preferences, only pointed out two points: First, the government lack of financial resources; Second, the public lack of credit. This is a true one-sided view. First, the government lacks financial resources ...