目前,全国农村信用社均实行信贷资产风险度管理。为更加有效地实行信贷资产风险度管理,有必要加强对信贷资产风险管理的稽核,这有利于提高信贷资产质量和经济效益。本文就实行信贷资产风险度稽核谈点浅见。 一、实行信贷资产风险度管理稽核的重要意义 实行信贷资产风险度稽核就是稽核部门对由信贷部门所决策、发放、管理贷款各环节的评价,找出工作中的漏洞以及信贷人员遵守信贷方针、政策、制度中存在的问题。它是信贷资产风险管理工作的主要内容。实行信贷资产风险度管 At present, credit risk management of credit assets is implemented in all rural credit cooperatives nationwide. In order to implement the risk management of credit assets more effectively, it is necessary to strengthen the auditing of credit assets risk management, which is beneficial to improve the quality and economic benefits of credit assets. This article on the implementation of risk assessment of credit assets talk shallow point. First, the implementation of credit asset risk management audit of the significance of the implementation of the credit asset risk audit is the audit department of the credit department decision-making, payment, management of loans in all aspects of the evaluation to identify loopholes in the work and credit officers to comply with credit guidelines, Policy, system problems. It is the main content of credit asset risk management. Implementation of credit asset risk management