一提起理财,很多人认为似乎只与有钱人或者年轻人有关,而与老年人并不相干,其实并非如此。我退休之前,一天到晚忙于工作,无暇顾及理财。从20世纪90年代开始,许多老年人涉足股市,同事或亲友中的股民,在股海中沉浮,个中滋味他们自知,我只作壁上观。退休后,没有了为子女教育、筹办婚事等方面的大笔支出,我和老伴手头的余钱渐渐多了 When it comes to managing money, many people think that it seems to be related only to the rich or the young but not to the elderly. This is not the case. Before I retired, I was busy working day and night and did not have time to take care of financial management. Since the 1990s, many elderly people have flocked to the stock market, their colleagues or relatives and friends, floated in the sea of ​​stocks, and they all knew they knew themselves. I only looked on the wall. After retirement, I did not have much expenditure on education for children, preparation for marriage, etc., and my wife and I spent more money on hand