当代社会中由国家举办的社会保险除了要有公平性、保障性和高效率之外,还必须达到高度可靠性的基本要求。社会保险制度的目标是要为民众提供各个方面基本的生活保障,而要达到其目标,首先要求社会保险制度本身具有很高的可靠性。社会保险的可靠性是一个复杂 In addition to being fair, secure and efficient, the social insurance organized by the state in contemporary society must meet the basic requirements of high reliability. The goal of the social insurance system is to provide people with basic living guarantees in all aspects. To achieve its goal, the social insurance system must first of all be highly reliable. The reliability of social insurance is a complex one