随着信贷战略的转移和授信结构的调整,我行的授信客户已经存在较多的各级各类国有事业单位。事业客户授信的普遍特点是第一还款来源相对较强,而第二还款来源的保障能力有限。加强事业单位会计报表的阅读和理解,进而分析和判断第一还款来源,对确保我行授信资产的安全和持续健康发展尤其重要。 With the transfer of credit strategy and the adjustment of credit structure, many of our state-owned public institutions at all levels have already existed in our credit customers. The common feature of business client credit is that the first repayment source is relatively strong while the second repayment source has limited supportability. Strengthening the reading and comprehension of the accounting statements of the public institutions to analyze and judge the source of the first repayment is of particular importance in ensuring the safety, healthy and sustainable development of the Bank’s credit assets.