农村信用社是面向农民为农业生产提供资金信贷服务的金融机构。不知何时，有“先见之明”的信用社忽然深刻地看清了农民贷款的用途，抓住商机，把贷款变成了贷物。其做法是：农村信用事先把农民春耕需要的化肥、农膜等物资购进来，农民来贷款时，按贷款金额发给相当的物资。贷? Rural Credit Cooperatives are financial institutions that provide peasants with funds and credit services for agricultural production. I do not know when there was a “visionary” credit union suddenly and profoundly saw the purpose of peasants’ loans, seized business opportunities and turned loans into loans. The approach is: rural credit prior to the spring needs of farmers fertilizers, plastic sheeting and other materials purchased come from farmers to loan, according to the amount of loans to send considerable supplies. loan?