一边是投保人的不信任和不认可,另一边是保险公司的不接受、不买账。从诞生伊始,中国的保险经纪业似乎就遭遇“两头受排挤”的尴尬。虽然保险经纪十年奋斗成就不菲,但在保险市场中的地位与预期的市场定位仍有相当大的差距。十年来,在保险经纪发展的道路上,有来自投保人保险消费的中介服务意识落后的障碍,也有来自我国保险公司多年所形成的粗放型发展模式的天然排斥,还有来自保险市场不成熟、分工体系欠缺、竞争无序、监管不力的影 One side is the policyholder’s mistrust and disapproval, the other side is the insurance company does not accept, do not buy it. From the very beginning of its birth, China’s insurance brokerage industry appeared to be embarrassed by “crowding out”. Although insurance brokers have made great achievements over the past decade, there is still a considerable gap between their position in the insurance market and their expected market positioning. In the past ten years, there have been obstacles in the insurance brokers’ development of intermediary services, such as the lack of awareness of insurance intermediaries and the natural rejection of the extensive mode of development formed by insurance companies in China for many years. In addition, Lack of division of labor system, competition disorder, poor supervision of the shadow