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目前我国汽车保险业快速发展,车险证券化已经具有了一定基础。本文提出参照目前的巨灾保险制度,分析在我国实行汽车保险证券化可行条件,并构建了一系列的产品,探讨我国推行汽车保险风险证券化发展。
At present, China’s auto insurance industry is developing rapidly, auto insurance securitization already has a certain foundation. This paper proposes to refer to the current catastrophe insurance system to analyze the feasibility of implementing car insurance securitization in our country and to construct a series of products to explore the development of auto insurance risk securitization in our country.