一、问题的提出 随着对外开放的扩大,金融发展正在趋于国际化,按照国际惯例发展我国金融事业已成共识。如何建立完备的金融保障体系,完善中央银行的金融管理手段,提高整个金融体系的信誉和稳定性,应做为目前金融改革理论研究的一个重要课题。针对于此,笔者认为在我国 First, the issue raised With the expansion of opening up, financial development is becoming more international, in accordance with international practice in the development of China’s financial business has become a consensus. How to establish a complete financial security system, improve the financial management methods of the central bank and improve the credibility and stability of the entire financial system should be taken as an important issue for the study of the current financial reform theory. In view of this, I think in our country