阳光信贷中的授信是一种承诺,但它的核心内容仍然是通过直接服务来强化信贷产品的营销,其中必然会发生销售者与消费者之间的各种关系,阳光信贷中的消费者权益保护问题由此而生阳光信贷是一种全新的贷款方式,它发源于农村信用社,目的是为了有效搭建银客合作机制和服务监督机制,增强银客双方的互信和市场营销的能力,从而实现长效、科学发展,它的显著特点是将客户的贷款调查、授信、定价、操作流程和公开承诺服务等全过程置于社会公众和银行的有效监督下。 Sunshine credit credit is a promise, but its core content is still through direct service to strengthen the marketing of credit products, which will inevitably occur between sellers and consumers, the relationship between consumer credit Sunshine credit As a result, the protection of the sun is a new credit loan, which originated from rural credit cooperatives. Its purpose is to effectively establish a silver passenger and passenger cooperation mechanism and service supervision mechanism, so as to enhance the mutual trust and marketing capabilities of both banks and customers. Achieve long-term, scientific development, its notable feature is the customer’s loan investigation, credit, pricing, operational procedures and public commitment to service the entire process of the public and the bank under the effective supervision.