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本世纪60年代,随着世界各国商品经济的发展,商品生产与商品交换的高度发达,计算机的广泛应用,一种崭新的金融支付手段——信用卡在一些发达国家盛行起来。到今天,信用卡已成为世界上普遍采用的金融支付手段,据统计,目前世界上每年用信用卡支付的金额在4000亿美元以上。作为新型的信息传递媒体,目前这类“卡”已形成一个庞大的家族,广泛应用于各个领域,并且已由结构相对简单的磁卡发展到今天的三种类型:磁卡、IC卡、光卡。随着信息化社会的推进,
In the 1960s, with the development of commodity economy in various countries in the world, the highly developed commodity production and exchange of commodities, and the widespread application of computers, a brand new means of financial payment - credit cards prevailed in some developed countries. Today, credit cards have become the world's universal means of financial payment, according to statistics, the current annual amount of credit card payment in the world in more than 400 billion US dollars. As a new type of information delivery media, the current “card” has formed a huge family, which is widely used in various fields and has been evolved from the relatively simple structure of the magnetic card to today's three types: magnetic card, IC card, light card. With the promotion of information society,