论文部分内容阅读
商业保险的保险保障、资金融通、社会管理三大功能是商业保险持续发展的根本。商业保险的业务特征和金融属性已经得到了社会广泛认可,发挥着重要作用,但社会管理功能的体现相对还不充分。近年来,社会医疗体系发展,商业医疗保险、责任保险快速发展,促进了商业保险和医疗机构的深度合作。宁夏保险业在医保合作管理方面做出了积极尝试,取得了显著效果,其应用和发展可以促进商业保险社会管理功能的进一步发挥,推动社会医疗体系健康运行。
Commercial insurance insurance protection, financial intermediation, social management is the three major functions of the continuous development of commercial insurance fundamental. Business insurance business features and financial attributes have been widely recognized by the community, playing an important role, but the performance of social management is relatively inadequate. In recent years, the rapid development of social medical system, commercial medical insurance and liability insurance has promoted the deep cooperation between commercial insurance and medical institutions. Ningxia insurance industry has made positive attempts in the management of medical insurance cooperation and has achieved remarkable results. Its application and development can promote the further development of commercial insurance social management functions and promote the healthy operation of social health care system.