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对于投保了机动车交通事故责任强制保险及其他商业险的车主来说,机动车出险后,如何向保险公司就车主的人身及财产损失理赔及保险公司与投保人在理赔依据等问题上存在争议,如何妥善处理是近年来机动车保险理赔中常见问题。本文试结合车辆保险理赔纠纷案,就保险公司在保险合同订立过程中的明确说明义务作简要探讨。
For vehicle owners insured motor vehicle liability compulsory insurance and other commercial risks, how to claim compensation for the loss of property and property of the vehicle owners and insurance companies and policyholders on the basis of claims after the accidental vehicle accident How to handle it properly is a common problem in motor insurance claims in recent years. This article tries to analyze the insurance claims disputes with the vehicle insurance companies in the insurance contract in the process of establishing a clear description of obligations to make a brief discussion.