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个人信用信息在现代社会中的价值凸显出来,对个人信用信息的利用与保护成为法学研究的重要问题。通过实证研究,以个人信用信息保护意愿的全国问卷调查为基础,分析黑龙江省个人信用信息保护意愿与全国其他地区的差异,查找黑龙江省个人信用信息保护意愿的特点;同时分析黑龙江省与上海市个人信用信息保护意愿的差异,总结黑龙江与经济发展水平较高的上海在个人信用信息保护意愿方面的不同。结合黑龙江与全国其他地区和上海的个人信用信息保护意愿的比较,提出有针对性的黑龙江个人信用信息保护立法建议。
The value of personal credit information in modern society is highlighted. The use and protection of personal credit information has become an important issue in legal research. Through the empirical research, based on the national questionnaire about the willingness of personal credit information protection, this paper analyzes the difference between the intention of personal credit information protection in Heilongjiang Province and other regions in the country to find out the characteristics of personal credit information protection willingness in Heilongjiang Province. At the same time, The differences in willingness to protect personal credit information, summed up the difference between Heilongjiang and Shanghai with a higher level of economic development in the willingness to protect personal credit information. According to the comparison of Heilongjiang and other parts of the country and Shanghai, the personal credit information protection will be compared, and put forward some suggestions on the legislation of personal credit information protection in Heilongjiang.