论文部分内容阅读
供应链融资长期以来一直是银行界的热门话题,但实际应用并不广泛。究其原因是银行当前所能提供的供应链融资产品与企业供应链的实际匹配度不高,如应收账款保理业务中,考虑到人工成本因素,银行通常愿意提供给单笔业务金额大的大宗商品交易企业而非广大中小供应商,真正适用于广大中小供应商的融资产品并不多。笔者提出了一套建立在核心企业信用基础上的自动化、网络化供应链融资平台方案,可以在满足普通制造业供应链需求的同时,减少银行人
Supply chain finance has long been a hot topic in the banking world, but its practical application is not extensive. The reason is that the actual matching of supply chain financing products and enterprise supply chain that the bank can provide at present is not high. For example, in the accounts receivable factoring business, considering the labor cost factor, banks usually provide the amount of single business Large commodity trading companies rather than the majority of small and medium suppliers, the real small and medium-sized suppliers really suitable for financing products are not many. The author put forward a set of automated and networked supply chain financing platform based on the core enterprise credit, which can meet the needs of the general manufacturing supply chain and reduce the banker