为促进农村信用社更好地发展，就要求信用社努力降低自己的经营风险，而要降低风险，一方面信用社要依法按规操作，整章建制配套，培养全体员工的风险意识。另一方面，政府及有关部门要给当前信用社的规范化改革提供一个宽松的环境，给予优惠政策，使信用社对当地经济发展起到 To promote better development of rural credit cooperatives, credit unions are required to make efforts to reduce their own business risks, and to reduce risks. On the one hand, credit unions must comply with the rules and regulations and complete supporting measures to foster risk awareness among all employees. On the other hand, the government and relevant departments should provide a relaxed environment for the standardization reform of the current credit cooperatives and give preferential policies so that the credit cooperatives can play a role in the local economic development