梳理法律冲突,制定专门法律,确立民间融资的法律地位,引导并规范民间融资健康发展。民间融资是指出资人与受资人之间,在国家法定金融机构之外,以取得高额利息与取得资金使用权,并支付约定利息为目的而采用民间借贷、民间票据、民间有价证券融资和社会集资等形式暂时改变资金使用权的金融行为。民间融资包括所有未经注册,在央行控制之外的各种金融借贷形式。从目前来看,民间融资作为正规金融的有益补充,对 Combing legal conflicts, making special laws, establishing the legal status of private financing, and guiding and standardizing the healthy development of private financing. Private financing refers to the use of private lending, non-government bills, non-government securities with the purpose of obtaining high interest and obtaining the right to use funds and paying the agreed interest, between the investor and the recipient, among the statutory financial institutions in the country. Financing and social fund-raising and other forms of temporary change in the right of financial use of financial behavior. Private financing includes all forms of financial lending that are not registered, outside the control of the central bank. From the current point of view, private finance as a useful supplement to formal finance, right