一、棉花贷款管理环境出现了积极变化首先,从外部环境分析,我国棉花流通体制改革正在按逐步建立在国家宏观调控下主要依靠市场机制实现棉花资源合理配置新体制的预定目标积极推进,改革已取得了显著成绩:一是棉花购销价格基本上由市场机制形成,农民与棉花企业,棉花企业与用棉企业自行决定棉花购销价格,三者利益关系主要靠市场机制来调节。二是棉花经营渠道拓宽,经营主体增加,市场竞争机制开始形成。国家放宽了棉花经营的市场准入条件,棉花经营除棉花公司外,相继出现了农业部门的良种厂、农场和纺织企业 First, positive changes have taken place in the management environment of cotton lending First, from the external environment analysis, the reform of the cotton circulation system in our country is proceeding according to the objective of gradually establishing the new system of rational allocation of cotton resources based on the market mechanism under the state’s macro-control and actively promoting the reform Significant achievements have been made. First, the purchase and sale price of cotton is basically formed by the market mechanism. Peasants and cotton enterprises, cotton enterprises and cotton enterprises decide on the purchase and sale prices of cotton themselves. The interests of the three mainly depend on the market mechanism. Second, broaden the business channels of cotton, the main business operations increased, the market competition mechanism began to form. The state relaxed the market access conditions for cotton business. In addition to the cotton companies, the cotton business has successively introduced seed production plants, farms and textile enterprises in the agricultural sector