最近,国务院办公厅公布了《金融支持经济结构调整和转型升级指导意见》,出台了“盘活存量”十项重点措施。在后金融危机时代以及经济运行持续下行条件下,银行不良贷款有增加趋势,不仅严重制约银行的稳健经营和良性发展,而且影响到对经济发展和转型升级的信贷再投入。开展不良贷款专项审计,摸清情况,剖析成因,以审促收,盘活存量,更好地支持经济发展。 Recently, the General Office of the State Council promulgated the Guiding Opinions on Adjusting, Upgrading and Upgrading Financial Support to the Economic Structure and issued 10 key measures to revitalize the stock market. In the post-financial crisis era and the continuous downward movement of the economy, the non-performing loans of banks tend to increase, which not only seriously restrict the steady operation and sound development of the banks, but also affect the reinvestment of credit for economic development and transformation and upgrading. Conducted special audits on non-performing loans, made clear the situation, analyzed the causes, and tried to urge them to accept and revitalize their stocks to better support economic development.