在当前经济进入新常态供给侧结构性改革的过程中,金融“脱实向虚”造成经济货币化率和金融相关率过高,与实体经济缺乏金融活水支持出现增长乏力,形成鲜明对比。金融与实体经济相背离,导致金融高杠杆不断加深,一系列风险点加大了金融脆弱性,影响到金融体系稳定的根基。要促进“脱实向虚”的资金回归本位,服务好实体经济,需要从金融本质功能属性的视角,重新认识金融与实体经济之间的关系。金融功能属性来源于实体经济并在服 In the process of the current economy entering a new-normal supply-side structural reform, the monetization rate of the economy and the financial-related rate caused by the “withdrawal from the real economy to the real” are too high. In contrast with the sluggish growth of the real economy due to the lack of financial and water support, a sharp contrast has been made . The departure of finance from the real economy led to the deepening of financial high-leverage. A series of risk spots increased the financial fragility and affected the stability of the financial system. In order to promote the return of funds from realism to realism and serve the real economy, we need to re-understand the relationship between the financial and real economy from the perspective of the functional nature of finance. Financial functional attributes come from the real economy and in service