假如您已退休,今后的岁月里如何保持收支平衡呢? 从理财的角度上来讲,年轻人理财富有创造力,老年人则相对保守,老年人理财误区主要有:一是储蓄完全压倒投资,二是平时节俭就是理财,三是有钱则理财,无钱则不理财。 If you are retired, how can you maintain a balance between income and expenditure in the years to come? From a financial point of view, young people are rich in creativity while older people are relatively conservative. Misunderstandings about senior people’s financial management mainly include: First, savings completely overwhelm investment, Second, usually thrift is financial management, the third is wealthy money management, no money is not financial management.