一直以来,电力作为一种不可或缺的商品,采用的是赊销的形式,即先用后买。但从实质上看,电力消费行为等同于银行信用卡消费方式,在欠交电费和信用卡逾期还款时,均会产生违约费用。银行信用卡还款不及时会影响储户信用等级评价,而客户欠交电费、违约用电却对信用没有任何影响。对于违约用电的客户和企业,供电公司过去采取的措施也较为单一,除收取电费违约金,只能按 Electricity has long been used as an indispensable commodity in the form of a credit sale. However, in essence, the electricity consumption act is equivalent to the bank credit card consumption mode, which will result in breach of contract fee when owed for the electricity bill and the credit card overdue payment. Bank credit card repayment in less than a timely manner will affect the credit rating of depositors, and customers owe the electricity bill, the default electricity has no effect on credit. For customers and businesses that default on electricity, the measures taken by the power supply companies in the past are also relatively simple. Except for collecting the liquidated damages,