随着我国国民经济的飞速发展和居民收入的不断提高.拥有汽车的企业和家庭越来越多,但随之而来的就是车辆潜在风险的加大。一方面,车辆作为一项重要资产,意外损失不可避免地会给车辆主人带来经济损失;另一方面,在车辆行驶过程中,造成个人或他人生命财产伤害的事件也时有发生。因此.在购买车辆之后, With the rapid development of our national economy and increasing income of residents, there are more and more enterprises and families with automobiles, but with the increase of potential risks of vehicles. On the one hand, the vehicle as an important asset, accidental loss will inevitably bring economic loss to the vehicle owner; the other hand, in the vehicle driving process, causing personal or other life and property damage events also occur. So after buying a car,