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一、美国保险业发展概况 美国是本世纪以来世界最强大的国家,也是世界保险业的强国。特别是二战之后,美国保险业的发展更为迅速。在1975年之前,其保费收入一直占全世界的一半以上,各项保险指标均居世界首位。1997年,美国拥有各种保险公司5500多家,保费收入仍占世界市场的32.35％,保险密度为2570.6美元/人,保险深度达8.49％。美国不但保险企业众多,市场规模巨大,保险技术先进,而且
First, the United States the development of the insurance industry The United States since the turn of the century the world’s most powerful country, but also the world’s insurance power. Especially after World War II, the insurance industry in the United States has developed even more rapidly. Before 1975, its premium income has accounted for more than half of the world, the insurance indicators rank first in the world. In 1997, the United States had more than 5,500 insurance companies with premium income still accounting for 32.35% of the world market, insurance density of 2570.6 US dollars / person and insurance coverage of 8.49%. The United States not only many insurance companies, a huge market size, advanced insurance technology, and