论文部分内容阅读
国有商业银行股份制改造和上市的目的应当是形成良性的资本补充机制,改善商业银行的治理结构,增强商业银行抵御风险的能力。改革上市有利也有弊,但总体来看利大于弊,改革具备可行性。目前四大国有商业银行不约而同选择了整体上市模式。但就我国国有商业银行发展现状,整体上市方面还存在一些困难。本文针对我国国有商业银行发展上的弊端,给出了一些建议。
The purpose of the shareholding system reform and listing of state-owned commercial banks should be to form a benign capital supplement mechanism, improve the governance structure of commercial banks and enhance the ability of commercial banks to resist risks. There are both advantages and disadvantages to reforming the market, but overall the advantages outweigh the disadvantages and the reform is feasible. At present, the four big state-owned commercial banks invariably chose the overall listing model. However, there are still some difficulties in the overall listing of state-owned commercial banks in our country. This article gives some suggestions for the development of state-owned commercial banks in our country.