一、问题的提出住房问题是当今中国社会问题的一个焦点。城市住房需求量日益增加，而住房供给又缺乏有效的管理，造成一方面住房供给量严重不足，另一方面住房租金又十分低廉，租金还不够住房的维修费。为此在全国各地城镇展开了住房制度的改革，通过住房制度的改革来缓解国家 First, the issue put forward Housing issues is a focus of China’s social problems today. Increasing demand for urban housing, housing supply and the lack of effective management, resulting in a serious shortage of housing supply on the one hand, on the other hand the housing rent is very low, the rent is not enough housing maintenance costs. To this end in all parts of the country started the reform of the housing system, through the reform of the housing system to ease the country