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针对目前我国经济增长速度下降,物价水平走低,储蓄存款在连续七次降息以后仍有增长,居民消费与投资仍然低迷等实际状况,国家决定从1999年11月1日起开征储蓄存款利息所得税,税率为20%。那么,这一措施的实施对我国经济和各个经济主体将可能产生什么影响?本文拟对此作些分析。一、有利因素分析1、有利于刺激居民消费,促进经济增长。据国际货币基金组织(IMF)公布的资料,我国国民储蓄率从70年代至今一直居世界之冠,1989年至1998年国民储蓄占国民生产总值的35%以上。至去年6月底,我国城乡居民储蓄存款达到5.91万亿元。为进一步实现扩大内需刺激消费的目标,有必要在持续降低利率的同时恢复对储蓄存款
In response to the current economic growth rate of China’s decline, lower price levels, savings deposits continued to cut interest rates after seven consecutive increases, consumer spending and investment is still sluggish actual situation, the state decided to November 1, 1999 from the imposition of interest income tax on savings deposits, The tax rate is 20%. So what impact will the implementation of this measure have on our economy and all economic entities? This article is intended to make some analysis. First, the analysis of favorable factors 1, is conducive to stimulating the consumption of residents, promote economic growth. According to the information released by the International Monetary Fund (IMF), the national saving rate of our country has been among the highest in the world from the 1970s to the present. From 1989 to 1998, national savings accounted for over 35% of the GNP. By the end of June last year, savings deposits of urban and rural residents in China reached 5.91 trillion yuan. In order to further achieve the goal of boosting domestic consumption to stimulate domestic consumption, it is necessary to resume saving deposits while continuously lowering interest rates