1993年的经济高速增长带来了市场的繁荣。但是随着宏观储蓄政策效应的增强以及融资导向的作用,居民实际消费与收入规模呈现出明显的不对称现象,最明显的就是居民平均消费倾向已经连续五年下降,而代之以储蓄倾向和手持现金率的上升。这种情况表明经过1988年后的强力紧缩,市场需求正呈现出明显不足的迹象。这种趋势的发展势必影响到今后消费市场 The rapid economic growth in 1993 brought prosperity to the market. However, with the effect of macro-saving policies and the role of financing-oriented, there is a clear asymmetry between the actual consumption and income scale of residents. The most obvious is that the average propensity of residents has declined for five consecutive years and replaced by the propensity to save Hand-held cash rate rise. This situation shows that after the strong contraction after 1988, the market demand is showing signs of obvious deficiencies. This trend is bound to affect the development of consumer markets in the future