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本文以苏州市政策性农业保险为例,探讨了我国建立和完善政策性农业保险的相关问题。文章分析了农业保险制度运行中的需求和供给,论证了在以“小农户”为主和“反向拐杖逻辑”存在的农村地区,农业保险需求和供给的特点。文章还剖析了太仓温氏养鸡保险这一成功的案例。最后,文章提出了完善我国政策性农业保险的若干政策建议。
In this paper, Suzhou City, policy-oriented agricultural insurance as an example, to explore China’s establishment and improvement of policy-related agricultural insurance issues. This paper analyzes the demand and supply of agricultural insurance system, and demonstrates the characteristics of agricultural insurance demand and supply in rural areas where “small farmers ” and “reverse cane logic ” exist. The article also analyzes the successful case of Taicang Wen’s chicken insurance. Finally, the article puts forward some policy recommendations to improve China’s policy-oriented agricultural insurance.