2008年以来,美国次级房贷危机爆发引发了市场的一系列连锁反应,导致了投资者对房地产业、金融业以及美国经济的担忧及全球形式的经济危机的爆发。本文指出虽然美国次级房贷危机对我国影响不是最大的,但次级房贷危机是我们的前车之鉴,为我们敲响了警钟,我们应该及时采取措施,防患于未然。 Since 2008, the outbreak of the U.S. subprime mortgage crisis has triggered a series of chain reactions in the market, causing investors’ worries about the real estate industry, the financial industry and the U.S. economy as well as the global economic crisis. This article points out that although the subprime mortgage crisis in the United States does not have the most impact on our country, the subprime mortgage crisis is our lesson and a wake-up call for us. We should take timely measures and take preventive measures.