金融资产管理公司在受让国有商业银行不良债权后,通过不良债权再次转让实现回收作为一种重要的处置方式。在实际操作过程中,如何保证不良债权转让合法有效,有关部门出台了一系列政策和法律法规规定。本文通过对近期出台的政策性文件进行解读,进而对不良债权转让合同效力问题作出探讨。 After the transferee of non-performing loans of state-owned commercial banks, the financial asset management company re-transfers the bad debts to realize the recovery as an important disposal method. In the actual operation process, how to ensure that the transfer of the bad debts is legal and effective, relevant departments have promulgated a series of policies and laws and regulations. This article through the recently introduced policy documents to interpret, and then the validity of the contract of non-performing loans to discuss the issue.