目前,小微企业已成为市场经营主体的重要组成部分,对于促进经济增长、增加就业岗位、提高居民收入水平、增进社会和谐等方面具有重要作用。然而,在新经济常态下,面临产业结构调整、节能减排等大环境的趋势,许多小微企业发展正经受着严峻的考验。因此,通过深入了解小微企业的自身经营状况并剖析发展过程中的主要矛盾,合理寻求小微企业“合作共赢,信用互助”的发展模式,成为缓解当前紧张形势的主流。 At present, small and micro enterprises have become an important part of the main body of the market and play an important role in promoting economic growth, increasing employment opportunities, raising the income level of residents and promoting social harmony. However, under the normal circumstances of the new economy, facing the trend of industrial restructuring, energy saving and emission reduction, many small and micro enterprises are experiencing severe tests. Therefore, by deepening understanding of the self-management status of small and micro enterprises and analyzing the major contradictions in the process of development, it is necessary to reasonably seek the development mode of “cooperation, win-win cooperation and credit mutual assistance” as the mainstream to ease the current tense situation.