伴随着深化农信社改革试点工作的全面铺开,涉及16省市的农信社贷款五级分类试点工作正在进行之中。 去年10月、12月,银监会相继下发了《关于农村信用社实行贷款五级分类的通知》和《农村信用社贷款风险五级分类实施方案(试行)》,对农信社贷款五级分类工作进行了总体部署,明确提出了今年为该项工作的试点阶段,明年将在全国农信社全面试行贷款五级分类,并于2006年停止执行四级期限管理的分类制度。这一时间表充分表明,继商业银行之后,我国农信社已经正式拉开了信 With the pilot project of deepening the reform of rural credit cooperatives in full swing, five pilot projects involving the classification of rural credit cooperatives in 16 provinces and cities are under way. In October and December last year, the CBRC successively issued the Circular on Five-tier Classification of Rural Credit Cooperatives and the Implementation Plan for Five-tier Classification of Loan Risks of Rural Credit Cooperatives (Trial Implementation) The work was overall deployment, clearly put forward this year is the pilot phase of the work, next year will be a full trial of the National Rural Credit Cooperatives five-category loan classification, and in 2006 to stop the implementation of the four-stage deadline classification system. This timetable fully shows that following the commercial bank, China’s rural credit cooperatives have officially opened the letter