香港楼宇按揭贷款有一系列标准程序，但这项业务的利润和安全性都很高，是银行业的重要利润来源，因而这一领域竞争比较激烈，成为银行业的角斗场。在经济形势好，物业价格高的时候，这种竞争可能白热化。如果把楼宇按揭贷款看作一种由银行出售的商品，则竞争不外乎价格和... There are a series of standard procedures for building mortgage loans in Hong Kong. However, the profits and safety of this business are high and form an important source of profits for the banking industry. As a result, the competition in this area has become fiercer and has become a corner of the banking industry. In the economic situation is good, high property prices, this competition may be white-hot. If you think of a mortgage loan as a commodity sold by a bank, the competition is nothing more than price and ...