目前,湖北省黄冈市农村乡镇行政机构撤并改革已基本到位,乡镇粮食购销企业撤并工作正随之紧锣密鼓地进行。在粮食企业撤并过程中,黄冈市分行主动出击,积极参与,一方面支持促进企业加大“减灶、减人、减官”改革力度,另一方面完善相应管理办法,补办有关手续,加紧落实贷款债权,确保了收购资金没有发生新的流失。同时,还利用企业改制之机,切实做好清资核贷工作,至8月份,共帮助企业清收各类不合理资金占用1723万元,全面完成清资核贷任务。黄冈市分行的具体作法和体会是:一、未雨绸缪,高度关注农村行政机构改革,是农村自家庭联产承包改革以来的第二次改革,这对农业和农村经济的发展将产生深远影 At present, the merger and reformation of the administrative organs of rural villages and towns in Huanggang City, Hubei Province, has basically taken place. The merger and removal of township grain purchasers and retailers is followed in full swing. During the process of the withdrawal of grain enterprises, Huanggang City Branch took the initiative to actively participate in the project. On the one hand, it supported and encouraged enterprises to intensify the reform efforts of “reducing losses, reducing manpower and reducing official duties”; on the other hand, he improved relevant management measures, re-submitted relevant formalities, The implementation of loan claims, to ensure that the acquisition of capital did not happen new loss. At the same time, it also made use of the opportunity of corporate restructuring to earnestly do its work of clear-capital and loan-to-capital work. By August, it had helped enterprises to collect a total of 17.23 million yuan of unreasonable funds and fully completed the task of clearing capital and credit. Huanggang City Branch of the specific practices and experience are: First, take precautions, pay close attention to the reform of rural administrative agencies in rural areas since the co-contract reform since the second reform, which will have far-reaching impact on the development of agriculture and rural economy