经常有客户询问到家庭财务规划方面的问题,其中不乏有多年投资经验的客户。借此机会,简单总结一下家庭财务规划时需要注意的问题,供读者参考。备足家庭备用金家庭备用金主要用于预防家庭突发事件,要求可以随时支取。这部分资金要求很高的流动性,一来保证应急能力;二来可以避免为突发事件而套现其他资产,影响投资收益。备用金能满足家庭3-6个月的家庭日 Often clients ask questions about home financial planning, many of whom have many years of investment experience. Take this opportunity to briefly summarize the family financial planning issues that need attention, for readers reference. Family reserve fund Family reserve fund is mainly used to prevent family emergencies, the request can be withdrawn at any time. This part of the funds required high liquidity, to ensure emergency response capacity; Second, to avoid emergencies and cash other assets, affecting the return on investment. Reserve money to meet families 3-6 months of family days