论文部分内容阅读
目前,大部分国内保险公司车险占比较高,而车险属于管理型险种,车险经营效益的好坏,直接影响到保险公司的生存与可持续发展。本文结合保险公司常用的考核指标,探求提高商业车险保费充足率,提高商业车险盈利能力的方法和手段。(交强险属于强制性险种,在此本文不做考虑)
At present, most of the domestic insurance companies have a relatively high proportion of auto insurance, while auto insurance belongs to the management-type insurance. The benefits of auto insurance directly affect the survival and sustainable development of insurance companies. This article combines the commonly used assessment indicators of insurance companies to explore ways to improve the adequacy of commercial auto insurance premiums and improve the profitability of commercial auto insurance methods and means. (Pay strong insurance compulsory insurance, in this article do not consider)