随着社会保险覆盖范围的逐步扩大,社会保险扩面工作愈来愈被各级政府部门所重视,扩面压力也越来越大。特别是将乡镇规模企业纳入社保范围以来,职工参保积极性并不高,究其原因,主要是存在四大障碍。一是担心工资收入降低。乡镇规模企业主要分布于乡镇驻地或农村,大部分是八、九? With the gradual expansion of coverage of social insurance, social insurance expansion work has been paid more and more attention by government departments at all levels, increasing the pressure of expanding face. In particular, since the scale of township enterprises is included in the scope of social security, workers’ enthusiasm for taking part in insurance is not high. The reason for this is that there are mainly four major obstacles. First, worry about lower wage income. Township-scale enterprises are mainly located in the township resident or rural areas, most of them are eight or nine?