文章以AIG为例,揭示了银行业风险向保险业传递的途径,主要有:风险由银行业传递至资本市场,再由资本市场回流至银行业,最后由银行业传递至保险业。并在此基础上得出对我国保险业的启示。 Taking AIG as an example, the article reveals the ways in which banking risks are transmitted to the insurance industry. The main routes are as follows: the risk is transferred from the banking industry to the capital market, and then returned to the banking industry by the capital market and finally from the banking industry to the insurance industry. On the basis of this, it concludes the enlightenment to China’s insurance industry.