目前,国际贸易融资这一新兴银行业务,因其丰厚的融资利息及可观的中间业务收入,已成为我国商业银行重点发展的对象。受我国持续贸易顺差的影响,加上一般来讲,出口贸易融资的风险低于进口贸易融资,所以出口贸易融资已成为我国银行业国际贸易融资中的重中之重。然而,在其操作过程中也潜伏着各种各样的风险。本文试图通过从各个方面来分析出口贸易融资风险形成的原因,并探寻其对策,从而促进我国银行业国际贸易融资持续、健康地发展。 At present, the new banking business of international trade financing has become a key target for the development of commercial banks in China because of its rich financing interest and considerable intermediary business income. Affected by China’s continued trade surplus, and generally speaking, the risk of export trade financing is lower than that of import trade financing, so the financing of export trade has become the top priority in the international trade financing of China’s banking industry. However, there are various risks lurking during its operation. This article attempts to analyze the reasons for the formation of export trade financing risk from various aspects and explore its countermeasures, so as to promote the sustainable and healthy development of China’s banking international trade financing.