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随着粮食流通体制市场化改革的全面推进,粮食购销市场的全面放开,国有粮食购销企业的全面改革,农发行贷款的风险管理也将处于新的状态。认真分析研究贷款风险管理问题,有利于规避贷款风险,使农发行的改革与发展稳步进行。一、农发行的贷款风险将呈加重和重点转移的趋势在深化粮食流通体制市场化改革和国有粮食购销企业的彻底改革阶段,历史积淀的问题将在改革过程中充分暴露,农发行的贷款风险面临着
With the market-based reform of the grain circulation system in full swing, the overall liberalization of the grain purchasing and marketing market, the overall reform of the state-owned grain buying and selling enterprises, and the risk management of the loans of the Agricultural Development Bank will also be in a new state. Careful analysis and study of loan risk management issues will help circumvent the loan risk and make the reform and development of the Agricultural Development Bank carry out steadily. First, the ADBC lending risk will be aggravated and the key shift in the trend of deepening the market-based reform of grain distribution system and state-owned grain purchase and sale of enterprises in the reform stage, the problem of historical accumulation will be fully revealed in the reform process, the ADBC’s loan risk facing