安全生产责任保险(简称安责险)是在综合分析研究工伤社会保险、各种商业保险利弊的基础上,借鉴国际上一些国家通行的做法和经验,提出来的一种带有一定公益性质、采取政府推动、立法强制实施、由商业保险机构专业化运营的新的保险险种和制度。安责险的特点是强调各方主动 Safety liability insurance (hereinafter referred to as “liability insurance”) is based on a comprehensive analysis and study of industrial injury social insurance, the advantages and disadvantages of various commercial insurance, and draws on the practices and experiences prevailing in some countries in the world. Take the new insurance policies and systems promoted by the government, enforced by legislation, and run professionally by commercial insurance agencies. Security insurance is characterized by the emphasis on all parties take the initiative