按揭源于英文“Mortgage”的粤语译音,即为房贷。20世纪90年代,随着外销商品房被引入国内,在中国住房制度改革的推动下,成为时下的热门话题。按揭之所以受人关注,不外乎4个原因:一是作为信贷杠杆,可实现购房甚至创富的需要。二是作为不动 Mortgage originated from English “Mortgage ” Cantonese transliteration, is the mortgage. In the 1990s, with the introduction of commercial housing for export, China became a hot topic nowadays under the impetus of housing reform in China. The reason why people are concerned about the mortgage, no more than four reasons: First, as a credit lever, can achieve the purchase or even wealth needs. Second, as a fixed