某加工厂将其拥有的双排座汽车向某保险公司投保了车辆损失险,保险期限为一年,保险金额为13.2万元。五个月后,该车与某食品公司的东风车碰撞,车辆严重损坏。交管部门认定,东 A processing plant will have its own double-row cars to an insurance company insured vehicle loss insurance, insurance period of one year, the insurance amount of 132,000 yuan. Five months later, the car collided with a Dongfeng car of a food company and the car was severely damaged. Traffic control department finds that East